Program Objectives

• To assist participating rural banks and cooperative rural banks to increase the financial services they provide to the microenterprise sector;

• To provide technical assistance and training to participating rural banks to profitably and sustainably expand their loan and deposit services to microenterprises;

• To encourage technology transfer of proven Filipino and international microfinance best practices, technologies, loan pricing methods, deposit mobilization techniques, and management information systems (MIS) to assist banks in expanding their loan and deposit portfolios;

• To ensure that participating banks make microenterprise loan and deposit services a regular part of their portfolios, and that the successful example of participating banks will encourage other rural banks in the Philippines to expand their financial services to the microenterprise market.