In partnership with MicroFinanza Rating, the Rural Bankers Association of the Philippines (RBAP), through the Rural Bankers Research and Development Foundation, Inc. (RBRDFI), conducted its first leg of the 2-day Risk Management and Financial Indicator Analysis workshop on September 23-24 for Luzon Rural Bankers and representatives of the Philippine Rating Services Corporation (PhilRatings).
The workshop introduced both theoretical and practical knowledge to assist rural banks in developing comprehensive risk management practices, policies, and strategies. It equipped banks with necessary tools for the evaluation and monitoring of their financial and operational performance on a bank-wide basis.
Focusing on key financial ratios and an overview of risk management, the training placed due emphasis on Liquidity and Interest Rate Risks. Learning was reinforced through exercises and case studies. The participants were trained on doing GAP Analysis and liquidity ratio computations by letting them read and analyze sample cases of financial statements. They were also given an overview of interest rate risks using Asset-Liability Management (ALM).
The activity was facilitated by MicroFinanza Rating’s Founding Partner and Ratings Director, Mr. Aldo Moauro, and co-facilitated by Mr. Marco Boa, the agency’s Regional Manager for Asia.
The Risk Management & Financial Indicator Analysis Workshop was also offered to rural banks in the Visayas on September 27-28 and to Mindanao rural banks on September 30 – October 1.
MicroFinanza Rating is a private and independent rating agency based in Milan, Italy specializing in microfinance. As a market leader in specialized ratings, MicroFinanza Rating has performed more than 500 ratings and assessments in 60 countries in Latin America, Africa, Central Asia, Eastern Europe and the Balkans, Russia, the Caucasus, South-East Asia and the Middle East/North Africa region. MicroFinanza Rating has 6 offices worldwide, with its regional office for Southeast Asia based in Manila.